![]() While I waited I asked David if I could be taken to the lot to see the cars he had. I agreed and he submitted the application the the finance manager. He stated that best we could do is try a credit application. He stated that he did not know what she was talking about but he could not guarantee approval. I explained my situation to David and explained that Vertulie guaranteed approval. When I got to the dealership I was greeted by the receptionist who informed me that Vertulie was not in, however, she had a salesperson who could help me she handed me over to David ** who gathered all my documents and started the paperwork process. So, I set my skepticism aside and made the appointment and went. Now, I live in New Jersey and the dealer is located in Great Neck, NY. Vertulie assured me that she would be able to get me approved but I would have to go to the dealership. I explained further that I did not want to waste anyone's time as well as my own time so I wanted to work with someone who had a high credit acceptance rating for people with fair credit. I explained that after checking my credit it was not the greatest and that I had a prior charge-off on my report. Thank God I walked out of there and didn't purchase the car or got scammed. The car looked like it wasn't moved for months, dirty and dusty. Then don't want to provide anything in writing. Then you get there and they try to sell you a car with crazy down payments and interest rates. ![]() They bring you there under the assumption that you are approved and it's a lie. ![]() Then he tries to sell me a Maserati Gibbli that a guy was there to pick up, he already had paid for. So if you're trying to sell a car, walk over and ask him for the paperwork and Carfax. The finance manager has it." Mind you I literally can see the managers office from my seat. So he's like, "So we ready to do this?" I'm like, "Give me a printout with the numbers that the bank is asking for." He tell me, "Oh I can't give you that. So I'm like, "What? But okay, let me see the Carfax for the car." He replied with, "Okay I can get that for you," but never gave it to me, kept brushing it off. I come back and Max says that only one bank responded and that they want $13k down and apr would be 22%. So anyway, we go take a look at the car while they work numbers. Which now I'm pissed because I came in with the intention of looking at the vehicle and if the numbers make sense driving the car back. So we finally sit down to talk to Max, who proceeded to explain that he doesn't know why they would say that because in fact, my credit wasn't ran. In order to qualify for the PPP loan amount received, USA Car Expo LLP's 2019 payroll expenses are estimated to be at least $577,752.We get there and waited 30 minutes to be seen even though I had an appt and was harassed the entire time before getting there about keeping my appt. Please Note: Information on estimated payroll and compensation based on PPP rules is provided for informational purposes only.īased on the standard PPP eligibility formula, it may be possible to estimate the payroll expenses represented by a company on their PPP application (see details above). Additionally, because this standard calculation is based on the maximum loan eligibility, it will under-estimate payroll costs if the business did not apply for the full amount of loan to which it was entitled based on its 2019 payroll expenses and other variables described above.Because salaries for PPP eligibility purposes are capped at $100k, businesses with highly-compensated employees will yield an under-estimation of actual payroll costs.This estimation assumes that the PPP recipient applied for the full amount for which they were eligible, and no other variables affected the loan amount received. Situations may exist in which it may not be accurate to estimate a PPP recipient's payroll expenses based on the amount of PPP loan received. ![]()
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